About Us

The Credit Union Difference

Credit Unions are full-service financial institutions and offers various types of share (savings) and share draft (checking) accounts, various types of loans, Automated Teller Machine (ATM) cards and credit cards, and other financial services. There are some important differences between credit unions and other financial institutions. Here are several: CREDIT UNIONS ARE NON-PROFIT They exist solely to serve their members. Profits are returned to the members in the form of dividends. CREDIT UNIONS ARE MEMBER-OWNED Business decisions are made on the basis of what is best for the members, not the stockholders. CREDIT UNIONS ARE DEMOCRATICALLY CONTROLLED Members are entitled to vote for the Board of Directors, the leadership body of the Credit Union.

Our History

Our credit union was chartered with the state of Ohio on October 17, 1954, when Fram Corporation (now, Fram Group) banded together to help solidify their financial futures. Since then we have grown to over 3,300 members with 37 different companies and people living or working within the county along with their family members. Our assets have grown over $20 million during the last 61 years. We have assisted hundreds of members with loans and other financial services to support their families. In terms of our future, we plan to continue growing and providing up-to-date services that will help you handle your financial needs.