Stop by the office to let us know that you want Members Choice Credit Union to authorize and pay overdrafts on your ATM and everday debit card transactions or that you do not want Members Choice Credit Union to authorize and pay overdrafts on your ATM and everday debit card transactions.

Many of our members at Members Choice Credit Union Inc presently value the service that pays all overdrafts at our discretion on your ATM/Debit card, which means we do not guarantee that we will always authorize and pay any type of transaction.  With this notice, we will continue this service as in the past accessing an overdrawn fee up to $25 each time we pay an overdraft.  There is no limit on the total fees we can charge you for overdrawing your account.

If you do not stop by to sign an opt-in form, it is your authorization for overdraft fee(s) on your ATM and everyday debit card transactions.