| Regular Share (savings) Account |
|
Dividend declared by Board and posted to all share accounts of $100 or more on a quarterly basis
|
.20
|
.20
|
| Share Draft (checking) Account |
|
No limit on number of checks per month; No service/maintenance fee; Dividends declared on balances of $1,000 or more and posted monthly
|
.10
|
.10
|
| IRA Share (Savings) Accounts |
|
No minimum balance. We offer Roth, Traditional, and Coverdell (education)
|
.30
|
.30
|
| Share Certificate of Deposit (CD) |
|
Builders / $250 minimum deposit
|
.30
|
.30
|
|
90 day / $500 minimum deposit
|
.25
|
.25
|
|
120 day / $500 minimum deposit
|
.25
|
.25
|
|
6 month / $500 minimum deposit
|
.35
|
.35
|
|
12 month / $1,000 minimum deposit
|
.50
|
.50
|
|
18 month / $1,000 minimum deposit
|
.70
|
.70
|
|
24 month / $1,000 minimum deposit
|
.85
|
.85
|
|
30 month / $1,000 minimum deposit
|
1.00
|
1.00
|
|
36 month / $1,000 minimum deposit
|
1.10
|
1.11
|
| Christmas Club Share Accounts |
|
Funds transfer to share account on October 1st
|
.10
|
.10
|
| Stash Share Accounts |
|
Funds transfer to share account on January 1 and July 1
|
.10
|
.10
|
| Vacation Share Account |
|
Funds transfer to Share Account on June 1
|
.10
|
.10
|
|
.
|
.
|
Interest rates and APY effective as of 2-22-2012
|