Interest rates and APR effective as of July 22nd, 2025

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*Rates quoted reflect 1% reduction for A+ score – rates will vary according to credit score and mileage of vehicle. We always try to beat competitor’s rates if possible!

Automobiles

Fixed Rate Var. APR Term
2020 – 2025 Models 5.99* n/a 67 – 72 months
2020 – 2025 Models 5.79* n/a 37 – 66 months
2020 – 2025 Models 5.54* n/a up to 36 months
2018 – 2019 Model 5.79* n/a up to 60 months
2016 – 2017 Models 7.00* n/a up to 52 months
2011 – 2015 Models 8.00* n/a up to 36 months
2010 and Older 10.00* n/a up to 36 months

Motorcycles

Fixed Rate Var. APR Term
2022 – 2025 Models 7.25* n/a up to 60 months
2019 – 2021 Models 8.25* n/a up to 60 months
2015 – 2018 Model 8.99* n/a up to 48 months
2014 and Older 10.00* n/a up to 36 months

Boats

Fixed Rate Var. APR Term
2024 – 2025 Models 6.99* n/a up to 66 months
2019 – 2023 Models 7.99* n/a up to 60 months
2015 – 2018 Model 8.99* n/a up to 48 months
2014 and Older 10.00* n/a up to 36 months

RVs

Fixed Rate Var. APR Term
2023 – 2025 Models 7.25* n/a up to 78 months
2019 – 2022 Models 8.00* n/a up to 60 months
2015 – 2018 Model 8.75* n/a up to 48 months
2014 and Older 10.00* n/a up to 36 months

Home Mortgage — NMLS# 408061

Fixed Rate Var. APR Term
Loan 80% of appraisal value varies varies up to 240 months

Open End Line of Credit

Fixed Rate Var. APR Term
Multiple Advances Available n/a 12.875% varies

Signature Personal Loan

Fixed Rate Var. APR Term
Based upon credit rating 10.00* n/a up to 60 months

Share Secured

Fixed Rate Var. APR Term
Holds funds in share account equal to balance of loan
*2.0% Above share account rate		 + 2.00* n/a varies

MCCU Visa Credit Card

Fixed Rate Var. APR Term
VISA Credit Card 11.9 n/a