To determine the availability of a deposited check, the following is observed: Most U.S. Treasury checks, wire transfers, checks drawn on Members Choice Credit Union, and State or local government checks will be available same day.

Most cashiers’ checks, certified checks and teller’s checks will have next day availability.

Longer delays may apply for insurance checks, large deposits, or redeposit of a returned check.

                                      Members Choice Credit Union reserves the right to place longer holds if deemed necessary.

                                      Please contact one of our tellers with any additional questions.