Share Rates
| Description | APR | APY |
|---|---|---|
| Regular Share (savings) Account | ||
|
Dividend declared by Board and posted to all share accounts of $100 or more on a quarterly basis |
.10 | .10 |
| Share Draft checking; Account | ||
| No limit on number of checks per month; No service/maintenance fee; Dividends declared on balances of $1,000 or more and posted monthly | .10 | .10 |
| IRA Share (Savings) Accounts | ||
|
No minimum balance. We offer Roth, Traditional, and Coverdell (education) |
.10 | .10 |
| Share Certificate of Deposit (CD) | ||
|
Builders / $250 minimum deposit |
.10 | .10 |
|
90 day / $500 minimum deposit |
.25 | .25 |
|
120 day / $500 minimum deposit |
.25 | .25 |
|
*6 month Special / $500 minimum deposit* |
4.00 | 4.06 |
|
*12 month Special / $1,000 minimum deposit* |
3.50 | 3.55 |
|
18 month / $1,000 minimum deposit |
1.00 | 1.00 |
|
24 month / $1,000 minimum deposit |
1.00 | 1.00 |
|
30 month / $1,000 minimum deposit |
1.00 | 1.00 |
|
36 month / $1,000 minimum deposit |
2.00 | 2.02 |
| Christmas Club Share Accounts | ||
| Funds transfer to share account on October 1st | .10 | .10 |
| Stash Share Accounts | ||
| Funds transfer to share account on January 1 and July 1 | .10 | .10 |
| Vacation Share Account | ||
| Funds transfer to Share Account on June 1 | .10 | .10 |
|
. |
. | Interest rates and APY effective as of August 29th, 2023 |
