Share Rates
| Description | APR | APY |
|---|---|---|
| Regular Share (savings) Account | ||
|
Dividend declared by Board and posted to all share accounts of $100 or more on a quarterly basis |
.07 | .07 |
| Share Draft checking; Account | ||
| No limit on number of checks per month; No service/maintenance fee; Dividends declared on balances of $1,000 or more and posted monthly | .07 | .07 |
| IRA Share (Savings) Accounts | ||
|
No minimum balance. We offer Roth, Traditional, and Coverdell (education) |
.10 | .10 |
| Share Certificate of Deposit (CD) | ||
|
Builders / $250 minimum deposit |
.10 | .10 |
|
90 day / $500 minimum deposit |
.25 | .25 |
|
120 day / $500 minimum deposit |
.25 | .25 |
|
6 month / $500 minimum deposit |
.25 | .25 |
|
*12 month Special / $1,000 minimum deposit* |
2.95 | 2.98 |
|
18 month / $1,000 minimum deposit |
.45 | .45 |
|
24 month / $1,000 minimum deposit |
.80 | .80 |
|
30 month / $1,000 minimum deposit |
.75 | .75 |
|
36 month / $1,000 minimum deposit |
.75 | .75 |
| Christmas Club Share Accounts | ||
| Funds transfer to share account on October 1st | .10 | .10 |
| Stash Share Accounts | ||
| Funds transfer to share account on January 1 and July 1 | .10 | .10 |
| Vacation Share Account | ||
| Funds transfer to Share Account on June 1 | .10 | .10 |
|
. |
. | Interest rates and APY effective as of February 28th, 2023 |
