Share Rates

Description APR APY
Regular Share (savings) Account

Dividend declared by Board and posted to all share accounts of $100 or more on a quarterly basis

.05 .05
Share Draft checking; Account
No limit on number of checks per month; No service/maintenance fee; Dividends declared on balances of $1,000 or more and posted monthly .07 .07
IRA Share (Savings) Accounts

No minimum balance. We offer Roth, Traditional, and Coverdell (education)

.10 .10
Share Certificate of Deposit (CD)

Builders / $250 minimum deposit

.10 .10

90 day / $500 minimum deposit

.05 .05

120 day / $500 minimum deposit

.10 .10

6 month / $500 minimum deposit

.10 .10

12 month / $1,000 minimum deposit

.15 .15

18 month / $1,000 minimum deposit

.20 .20

24 month / $1,000 minimum deposit

.25 .25

30 month / $1,000 minimum deposit

.30 .30

36 month / $1,000 minimum deposit

.35 .35
Christmas Club Share Accounts
Funds transfer to share account on October 1st .10 .10
Stash Share Accounts
Funds transfer to share account on January 1 and July 1 .10 .10
Vacation Share Account
Funds transfer to Share Account on June 1 .10 .10

.

. Interest rates and APY effective as of August 31st, 2021